Pay anyone, on any chain, by typing a sentence.

Tell PayChat who to pay in plain English. It works out every payment, shows you the cost, and sends them all from your NEAR wallet with one approval. Your recipients get the money on Solana, Base, Ethereum, Tron and more, without bridges or swaps.

Check before you pay
TundeUSDC on Solana
20 USDCyou send ≈ 20.06
AdaUSDC on Base
15 USDCyou send ≈ 15.05
Receipts
Tunde · 20 USDCon Solana
Delivered
Ada · 15 USDCon Base
Delivered

How it works

Three steps, and nothing moves until you approve it in your own wallet.

1

Type it

"Pay Tunde 20 USDC on Solana and Ada 15 USDC on Base." Use saved contact names or paste any address.

2

Check it

PayChat lists each payment with live prices and flags anything unclear in red, like an unknown name or an invalid address.

3

Approve once

One approval in your NEAR wallet sends every payment. Receipts update live until each one is delivered.

Pays out on the chains people actually use

You pay from NEAR with USDC or NEAR. Each recipient gets the token they asked for on their own network.

SolanaBaseEthereumArbitrum PolygonBNB ChainOptimismAvalanche TronTONNEAR

Built to stop mistakes before they cost you

Sending crypto to the wrong place usually can't be undone, so PayChat checks everything first.

  • Every address is checked against its network's format.
  • Names only resolve to contacts you saved yourself.
  • You see exactly what you'll send before you pay.
  • Recipients get the exact amount you typed.
  • If a payment fails, NEAR Intents refunds your NEAR account automatically.
  • Your keys never leave your wallet. PayChat has no server.

Powered by NEAR

PayChat is a thin, open-source layer on top of NEAR's cross-chain and AI infrastructure.

NEAR Intents

Finds the best route and delivers each payment on its destination chain through the 1Click API.

NEAR AI Cloud

Private AI, running in secure hardware, turns your sentence into structured payments.

NEAR Connect

Sign in with the NEAR wallet you already use, like Meteor, HOT or MyNearWallet.

Send your first payment in under a minute.

Connect your NEAR wallet, type a sentence and approve.

Open PayChat